Here is an interesting review of new authentication methods, including cognitive passwords, Pass Faces, and various biometric techniques. Although these techniques can improve on traditional password authentication, they do not protect against modern threats from Trojans and man-in-the-middle attacks.
You feel like checking your bank account online.
You go to your bank Web site, enter your user name and password, and then are asked, via a dropdown menu, several questions relating to the most memorable family dinner of your life.
Who was there? How old were you? What type of food was served? If you answer correctly to this set of questions, you’re authenticated. Next, to demonstrate that you’re not on a phish site, the bank’s authentication software displays a special phrase that you preselected, such as chicken-fried steak or mom’s apple pie.
According to a start-up called Cogneto, this type of software-based authentication is far more user friendly and cost effective than hardware-based authentication methods.
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